The Peaks Frame Margin Calculator
Tools & Calculators · Interactive Tool
The Peaks Frame Margin Calculator
The math behind a sustainable Canadian dispensary. Input wholesale cost, insurance reimbursement, lens cost, and overhead share. The calculator outputs gross margin per pair, annual unit-margin contribution, break-even units, and the wholesale-cost sensitivity that shows why $29 flat-pricing matters.
Status Interactive calculator launching Q1 2026. This page will host the embedded tool with methodology footnote.
What the calculator does
- Calculates gross margin per dispensed pair
- Projects annual margin contribution at your sales volume
- Computes break-even units for a target monthly net
- Sensitivity analysis: how wholesale price affects margin (the case for flat pricing)
- Comparison view: independent vs FYi-network discounted vs Costco price point
- Save your inputs as a PDF for your accountant or banker
Methodology
Calculator uses standard Canadian dispensary cost-accounting assumptions: lens cost at Canadian lab list (Essilor / Hoya / Nikon), retail price within the Peaks MSRP tier system, insurance reimbursement at Canadian carrier averages. Full methodology footnote published alongside the calculator on launch.
An interview with Cleverpays.ca on how independent optical practices should think about POS, integrated payments, Canadian surcharging rules, hardware, and reconciling card settlements against insurance direct billing.
Rishon and Arthur of Talkerstein.com on the realistic web, local-marketing, and automation moves a small independent optical can make to compete with chains and D2C without a big budget.
Input your SKU count, monthly units sold, and average cost of goods. The calculator outputs your turn rate, compares against the Canadian independent benchmark, and identifies the 2-3 moves most...
The printable counter chart your dispensing team can use to guide face-shape conversations. Round, oval, square, heart, oblong, and diamond face shapes mapped to frame geometry that flatters each.
The reference guide Canadian dispensers can pull up at the counter mid-conversation. Properties, weight, durability, allergy considerations, price tier logic, and the dispensing tips per material.
Costco Optical undercuts independent dispensary pricing by roughly 25%. Independents can't match the price floor but they don't need to. Positioning, signage, scripts, and service moves that win on value.
Buying frames at $29 wholesale and pricing them across a 5-tier retail structure ($99 to $329) without eroding patient trust. The Peaks MSRP tier system, with rationale per tier and...
